Community OutreachFAQ

CDARS® – the Certificate of Deposit Account Registry Service® – is the most convenient way to access FDIC insurance on multi-million-dollar CD deposits and to earn rates that may compare favorably to Treasuries and money market mutual funds.

With CDARS, you sign one CDARS Deposit Placement Agreement with a participating financial institution of your choice, earn one interest rate per maturity, and receive one regular statement.

It's that easy!

CDARS is the perfect solution for many investors – businesses, nonprofits, credit unions, public funds, advisors (including trustees, CPAs, financial planners, and lawyers), individuals, and socially responsible investors.

Note: If you want your funds placed in interest-bearing savings accounts with the flexibility to withdraw funds up to six times per month, take a look at ICSSM Insured Cash SweepSM Service – which also provides access to multi-million-dollar FDIC insurance.

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CDARS

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Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with a CDARS participating institution. The agreement contains important information and conditions regarding the placement of funds. CDARS and Certificate of Deposit Account Registry Service are registered service marks, and ICS is a service mark, of Promontory Interfinancial Network, LLC.