Skip Navigation
ABA seal, indicating that CDARS is endorsed by the American Bankers Association. Seal is gold with black lettering and is layered over a dollar-sign shaped silver safe.

Access Multi-Million-Dollar FDIC Insurance and Rest Assured

CDARS® – the Certificate of Deposit Account Registry Service® – is the most convenient way to access FDIC insurance on multi-million-dollar CD deposits and to earn CD-level rates, which often compare favorably to Treasuries and money market mutual funds.

Thousands of financial institutions offer the CDARS service. Find out if yours is one of them.

Round icon representing one bank, with illustration of bank image with three columns and a dollar sign.


Experience how easy it is to work directly with just one local bank to make large deposits eligible for FDIC insurance.

Round icon with a percentage sign representing one rate per CD maturity.


Earn one rate for each CD maturity and enjoy the option of reinvesting funds through a simple process.

Round icon with drawing of a bank statement, representing one statement with all CD holdings.


Receive one easy-to-read statement from your bank summarizing all your CD holdings.

How CDARS Works

View this short video to learn more.
View Mobile Site