Community OutreachFAQ

CDARS® for Businesses, Nonprofits, Credit Unions,

Advisors, and Individuals

Many cash management options, such as auction/adjustable rate preferreds, CMOs, commercial paper, money market funds, and agencies, are not FDIC-insured and may carry undesirable risks.

The CDARS Advantage

CDARS is one of the safest, not to mention smartest, options for investors looking to protect their investments while earning CD-level returns that, historically, have compared favorably to Treasury rates.

CDs placed through CDARS offer investors, including corporations, foundations, endowments, CPAs, lawyers, financial planners, and individuals:

  • access to multi-million-dollar FDIC insurance;
  • the power of daily compounding;
  • a finite maturity date (in contrast to auction rate or some adjustable rate securities); and
  • the ease of working through one trusted relationship, earning one rate per maturity, and receiving consolidated statements.

Investing through CDARS can be a strong alternative to US Treasuries. Like Treasuries, FDIC insurance is backed by the full faith and credit of the US government.

Credit Union Safe