CDARS® Investors, Including Businesses, Nonprofits, Credit Unions, Advisors, and Individuals
Many cash management options, such as auction/adjustable rate preferreds, CMOs, commercial paper, money market funds, and agencies, are not FDIC-insured and may carry undesirable risks.
The CDARS Advantage
CDARS is one of the safest, not to mention smartest, options for investors looking to protect their investments while earning CD-level returns that, historically, have compared favorably to Treasury rates.
CDs placed through CDARS offer investors, including corporations, foundations, endowments, CPAs, lawyers, financial planners, and individuals:
- access to multi-million-dollar FDIC insurance;
- the power of daily compounding;
- a finite maturity date (in contrast to auction rate or some adjustable rate securities); and
- the ease of working through one trusted relationship, earning one rate per maturity, and receiving consolidated statements.
Investing through CDARS can be a strong alternative to US Treasuries. Like Treasuries, FDIC insurance is backed by the full faith and credit of the US government.